Risk Disclosure Statement

Last Updated: September 4th, 2024

This Risk Disclosure Statement is issued by PALMBRIDGE HOLDINGS (“we,” “our,” or “us”) to inform all clients and prospective users (“you”) of the potential risks associated with financial and cryptocurrency investments conducted through our platform. By using our services, you acknowledge and accept the risks described below.

1. General Investment Risk

Investing in financial markets always carries a degree of risk. Asset values can rise or fall unpredictably due to market conditions, economic events, and investor behavior. There is no guarantee of profit, and you may lose part or all of your invested capital. Past performance should never be taken as an assurance of future results.

2. Cryptocurrency Market Risk

Cryptocurrencies are highly volatile digital assets, and their prices can fluctuate rapidly within short periods. Factors such as regulation, market sentiment, technology updates, and geopolitical events can all influence price movements. Furthermore, cryptocurrencies are not widely regulated in many regions, meaning policies may change unexpectedly, potentially affecting your investments. Crypto assets also carry liquidity risks, which may make it difficult to sell or convert them to cash at your desired time or price.

3. Cybersecurity and Technology Risk

Our services are delivered through digital infrastructure that relies on blockchain technology, internet connectivity, and third-party providers. These systems are vulnerable to outages, hacking, phishing, software bugs, and other forms of cyber-attack. Additionally, losing access to your wallet due to forgotten private keys, recovery phrases, or security breaches may lead to irreversible loss of your funds. It is your responsibility to secure your devices and login credentials.

4. Leverage and Margin Risk

If we offer leveraged or margin-based investment products in the future, please be aware that these involve higher risk. Leveraged trades can magnify both profits and losses, potentially resulting in losses greater than your initial investment. Margin accounts may also be subject to margin calls or forced liquidations under volatile market conditions. These tools should only be used by experienced investors who fully understand the risks involved. (Note: PALMBRIDGE HOLDINGS does not currently offer margin trading unless explicitly stated.)

5. No Guarantee of Returns

PALMBRIDGE HOLDINGS does not provide any guarantee of returns, profits, or capital preservation. We do not promise that your investment will be successful or that trades and withdrawals will always be processed instantly or without issue. All investment decisions are made at your own risk and discretion.

6. User Responsibility

You are fully responsible for conducting your own research (DYOR), understanding the risks, and making informed decisions. You must also comply with the laws and financial regulations of your country of residence. Securing your wallet, login information, and devices is solely your duty. PALMBRIDGE HOLDINGS is not responsible for losses resulting from your failure to maintain proper account security.

7. Limitation of Liability

PALMBRIDGE HOLDINGS shall not be held liable for losses resulting from market changes, service disruptions, user negligence, government action, or third-party system failures. We provide investment tools and services, but we are not responsible for the outcome of your investment decisions.

8. No Professional Advice

All content, communications, and tools provided on our platform are for informational purposes only. Nothing should be considered or interpreted as financial, legal, or tax advice. You are encouraged to consult licensed professionals before making any investment or financial decisions.

9. Policy Changes and Acceptance

This Risk Disclosure Statement may be updated at any time without prior notice. By continuing to use our platform and services, you agree to any revisions made to this policy.

10. Contact Information